An Act to Amend Act Numbered Two Thousand Four Hundred and Twenty-Seven, Otherwise Known as the Insurance Act, as Amended, by Adding After Section One Hundred Sixty-Four Thereof, Section One Hundred Sixty-Four-A, Making Obligatory the Insertion in the Policy of Fire Insurance a Clause on Prima Facie Evidence of Arson, and for Other Purposes
Year:
1956
Category:
Other
Date Approved:
June 16, 1956
Summary
Plain-language AI-assisted summary — not the official text. As of July 1, 2026. Read the full text below or on the official source.
This Act amends the Insurance Act by requiring the inclusion of a clause in fire insurance policies that provides for prima facie evidence of arson under certain circumstances. It aims to enhance the accountability of insurers and clarify the conditions under which arson may be inferred.Full Text
REPUBLIC ACT No. 1481
An Act to Amend Act Numbered Two Thousand Four Hundred and Twenty-Seven, Otherwise Known as the Insurance Act, as Amended, by Adding After Section One Hundred Sixty-Four Thereof, Section One Hundred Sixty-Four-A, Making Obligatory the Insertion in the Policy of Fire Insurance a Clause on Prima Facie Evidence of Arson, and for Other Purposes
Be it enacted by the Senate and House of Representatives of the Philippine Congress Assembled:
Section 1. Act Numbered Two thousand four hundred and twenty-seven, otherwise known as "The Insurance Act" as amended, is hereby amended by adding after section one hundred and sixty-four thereof the following new section:
Section 2. This Act shall take effect upon its approval.
Approved: June 16, 1956.
"Sec. 164-A. It shall be obligatory on the part of the insurer to insert in the policy, except in cases of insurance of residential buildings, or buildings used for purely residential purposes, the following clause:
"Prima facie evidence of arson.— The concurrence of at least one circumstance specified in paragraph one with any of the circumstances mentioned in paragraph two, infra, shall constitute prima facie evidence of arson:
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